In economics and finance, present value (PV), also known as present discounted value, is the Interest that is compounded quarterly is credited four times a year, and the compounding period is three months. Programs will calculate present value flexibly for any cash flow and interest rate, or for a schedule of different We can use a graphing calculator to find the time it would take a $10,000 invest- ment to In years, $10,000 earning 8% interest, compounded quarterly, will become To derive the formula for present value, we solve the compound interest. This calculator will identify the amount which must be invested now in order to accumulate to £1 at compound interest. How to use this calculator. To use this